Legal Notice

This website was created by Natixis Asset Management Finance. It is managed and updated by Natixis Asset Management Finance, a subsidiary of Natixis Asset Management and a part of the Natixis Savings division.

NATIXIS ASSET MANAGEMENT FINANCE
A public limited company (Société anonyme) with capital of €15,050,000
Registered in the Paris Trade and Companies Register no. 479 989 238 – Credit institution authorized by the French Autorité de contrôle prudentiel et de résolution (ACPR – French Prudential Supervisory Authority for the Banking and Insurance Sector) since October 1, 2009
21, quai d’Austerlitz – 75634 Paris Cedex 13
Tel: +33 (0)1 78 40 80 00

  • Credit institution authorized in France by the ACPR – Autorité de Contrôle Prudentiel et de Résolution (French Prudential Supervisory Authority for the Banking and Insurance Sector) – 61, rue Taitbout 75436 Paris cedex 09.
  • Natixis Asset Management Finance and its banking and financial activities are subject to the French Monetary and Financial Code.
  • A member of the AMAFI – Association française des MArchés Financiers (French financial markets association), a professional body, which represents credit institutions and investment companies with market (or post-market) operations based in France.
  • Email address: contacts@natixis.fr

Publication director: Olivier Houix, CEO
Chief editor: Olivier Houix, CEO,
Website host:

Natixis Asset Management Finance is a subsidiary of Natixis Asset Management
A public limited company (société anonyme) with a board of directors and capital of €50,434,604.76, registered in the Paris Trade and Companies Register under no. 329 450 738.
Legal representative: Matthieu Duncan
Registered office: 21 Quai d’Austerlitz, 75634 Paris cedex 13, France
Tel.:+33 (0)1 78 40 80 00
Siret no.: 329 450 738 00078
Principal activity (APE): 6630Z – Fund Management
Intra-community VAT no.: FR 203 294 507 38
Natixis Asset Management is a portfolio management company authorized by the Autorité des Marchés Financiers (French Financial Markets Authority – AMF) under no. GP 90-009, on 22 May 1990.

This website and the information it contains may be used provided that these conditions of use are fully complied with.
The information you will find on this website or to which the site links is of a general nature and therefore cannot be considered as tailored to your personal needs or to particular circumstances.
Natixis Asset Management Finance reserves the right to change the information on this website at any time at its discretion and without notice.

Products and services described on this website are for banking service providers and investment service providers only.

Natixis Asset Management Finance does everything in its power to ensure that the information published is as complete, correct, accurate, and up-to-date as possible. Natixis Asset Management Finance cannot be held responsible for any errors or inaccuracies on this site, or for any loss or damage resulting from the use of this information.
However, if the published information appears to contain errors, or information expected to be found on this site is lacking, Natixis Asset Management Finance undertakes to remedy the situation as soon as possible after having been notified of such shortcomings. To notify us of any errors please contact: communication@am.natixis.com.

Notice regarding the products and services presented on the site
The information (data, graphs, and documents) contained in this site, though provided by reliable sources, does not constitute any form of investment advice. Moreover, this site is consulted entirely at the viewer’s risk.
If you want to make an investment, you should contact your financial adviser, who will help you assess which products are suited to your needs, and will also advise you of the potential risks.
By agreeing to consult this site you release Natixis Asset Management Finance from all responsibility now or in the future for any use you may make of this information. The information on this site is not meant for dissemination or to be used by any person or entity in a country or jurisdiction where this dissemination or use would contravene the law or regulations, or would oblige Natixis Asset Management Finance to comply with the regulation requirements in these countries or jurisdictions. The totality of products and services may not be registered or authorized in all countries or available to all clients.

The data and information on this site are given purely for information.
No information on this site constitutes an offer to buy, an offer to sell securities, investment advice regarding the purchase or sale of any security, or an offer or solicitation by Natixis Asset Management Finance to supply investment advice or financial, legal, fiscal, or investment services, or the buying or selling of securities or other financial instruments.

Natixis Asset Management Finance do not gives any guarantee or makes any declaration, expressly or implicitly, that the information given on this site is accurate, complete, or up to date.

Availability and compatibility
Natixis Asset Management Finance does all it can to ensure that there is no interruption to the availability of this website. However, it accepts no responsibility for any loss or damage suffered as a result of any interruptions – whether voluntary or involuntary – which may occur.
Natixis Asset Management Finance does not offer any guarantee regarding the compatibility of the forms on this website with any infrastructure or with your material. As a user, you must ensure that you have the appropriate computer equipment as well as the necessary software, including security software (firewall and anti-virus).

Intellectual property rights
The user expressly acknowledges that the information and data made available to him/her are and remain the property of Natixis Asset Management Finance or its partners, as stated on the website. Text, designs, photographs, images, data, company and domain names, brands, logos, and other elements are protected by intellectual property rights.
No one may reproduce these or disseminate them in the public domain without prior authorization in writing from Natixis Asset Management Finance, except where laws on authors’ rights and related rights stipulate otherwise. As a user you have, for example, the right to download information from this website and reproduce it for private use, and disseminate it among family members free of charge.

If Natixis Asset Management Finance allows you to put your own contributions or images on the website, you may not submit material that is protected by intellectual property rights, unless you yourself hold these rights or have been given the necessary authorization by the holders of those rights to place the material on the website. By placing your contributions or your own photographs on the website, you expressly confer on Natixis Asset Management Finance the right to publish these contributions or photographs on the website, without having any claim to payment. In any event, the user fully safeguards Natixis Asset Management Finance against any claims by third parties.

Links to third-party websites
This website may contain links to the websites of third parties. These links are placed on this website only for information. Natixis Asset Management Finance does not offer any guarantee as to the content, quality, or comprehensiveness of such websites and, consequently, cannot be held responsible for them. The presence of a link to a third-party website does not mean that Natixis Asset Management Finance has made any agreement to collaborate with the third party, or that Natixis Asset Management Finance approves of the information published on such a website.

Unauthorised use of the website
As a user of this website, you agree not to:
a. use the information published on this website in an illicit or illegal manner;
b. use this website in such a way that it is damaged, altered, interrupted, or rendered less effective in any way;
c. use this website to transmit computer viruses, or to send illegal or illicit material, or material that is inappropriate in any way – especially, but not exclusively, offensive, obscene, or threatening material;
d. use this website in such a way that it damages the rights of individuals or organizations – especially, but not exclusively, the rights to privacy and intellectual property;
e. use this website to send or transmit promotional material or advertising.

Natixis Asset Management Finance reserves the right to issue a formal notice to the user and/or to bring a civil action in the event of an infringement of its rights or those of a third party following a breach of the aforementioned provisions or any other type of breach.

Cookies
By browsing the de http://www.namfi.natixis.com website, one or more cookies may be stored on your computer, mobile phone or tablet. This section helps you better understand how cookies work and how to set your internet browsers to manage them well.

1- Definitions
What is a cookie? A cookie is a small text file that is stored on the hard drive of your computer when you visit a website or view an ad. Cookies are managed by your web browser. They are designed to collect information about your visits to websites and to offer you personalised services, but they cannot be used to recover data from your hard drive, install viruses or access your personal information.

Different potential issuers

Cookies from http://www.namfi.natixis.com (first-party cookies): Our website stores these cookies on your device in order to meet browsing and optimisation needs for our website.

Third-party cookies: These cookies are set by third-party companies, such as service providers or partners. For example:

  • Web pages can contain components stored on other domain servers (images or other embedded content: YouTube videos, Flickr slideshows, etc.). These websites can set their own cookies when users access these external components during web browsing.
  • Websites can use the services of a third party company to analyze their audience. The company defines its own cookie to carry out this service.
  • Websites can also use a third party advertising network to broadcast ads. This website does not use any advertising service.
  • Social networking sites can set cookies for content sharing or to generate access statistics when you click on “sharing buttons”.

2- Different types of cookies used on site http://www.namfi.natixis.com
Various types of cookies are used on this website, each with different purposes.

Required cookies and cookies that improve your browsing experience: These cookies are required for the functioning of the website and are set by site http://www.namfi.natixis.com. They enable you to use the main features of the site (e.g. session cookies, language preference cookies). They record information about your browsing on the website using the computer on which the cookies are stored and are not kept for more than one month.

Cookies that are essential for the use of the site http://www.namfi.natixis.com website have the following functions:

Session ID
Cookie management
Language/country preferences
Profile settings
COOKIE NAME FUNCTION
ASP.NET_SessionId Verifies the session status. Controlled by ASP.NET (.net framework).
ASPXAUTH Verifies that the user is authenticated.
disclaimer_user_type For all disclaimers. Allows the disclaimer to be displayed or hidden.

Cookies related to external components: External components are likely to set cookies, for example YouTube. Please view the cookies policy of the relevant websites.

Audience analysis cookies: These cookies are stored for statistical purposes. In particular, we record the number of page views, the number of visits, as well as visitor activity on the website and the number of times people return, using AT Internet® solutions. These cookies are not stored for more than 13 months.

“Audience analysis cookies” used by the website (set by xiti.com):

COOKIE NAME FUNCTION
idrxvr Audience analysis
tmst Audience analysis

Social network cookies: Social networks such as LinkedIn, Twitter, Google+ and Facebook are likely to set cookies. The presence, number and status of these cookies depends on your use of these platforms before and during your visit to the website. Please view the cookies policy of the relevant social networking sites.

3- Managing cookies

Monitoring and deleting: If you would like to change the way your browser uses cookies, or to disable cookies, you can do so in your browser settings.

Most browsers allow you to accept or reject all cookies, to accept only certain types of cookies, or ask you each time a website wants to store a cookie. They also allow you to delete cookies stored on your computer.

In order to manage cookies in the way that best meets your needs, you can change your browser settings based on its configuration to control or prevent cookies from being stored:

  • Internet Explorer™: Tools Menu > Internet Options > Privacy

(See http://windows.microsoft.com/en-us/windows-vista/Block-or-allow-cookies)

  • Safari™: Safari Menu > Preferences > Privacy

(See http://support.apple.com/kb/PH17191?viewlocale=en_US)

  • Chrome™: Chrome Menu (tools) > Settings > Show advanced settings > Privacy > Content settings > Cookies

(See https://support.google.com/chrome/answer/114662)

  • Firefox™: Tools menu > Options > Privacy > History > Cookies

(See https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences)

  • Opera™: Preferences > Advanced > Cookies

(See http://help.opera.com/Windows/10.20/en/cookies.html)

For more informations : CNIL : http://www.cnil.fr/vos-droits/vos-traces/les-cookies/

Personal data
Each time you communicate personal data, Natixis Asset Management Finance will process the data according to the policy described below and the legal obligations relating to processing personal data.

Personal data is entered in a secure environment that is inaccessible to the public. The information is only processed for internal purposes (customer management, etc.) or regulatory reasons. Natixis Asset Management Finance uses the personal data it collects to contact you in order to offer you the best possible service. Data is only stored for as long as required in order to provide the service concerned or to use the function concerned. In general, Natixis Asset Management Finance only communicates personal data to third parties in order to comply with its legal obligations and when such data is explicitly requested by the legal authorities or the police. If Natixis Asset Management Finance communicates your personal data in exceptional circumstances to other organizations or companies with which it collaborates, you will be expressly informed or will be required to give your express authorization.

Natixis Asset Management Finance may also collect personal data from clients and staff (identity, personal life, professional life) in order to comply with regulation on banking, tax affairs and the fight against money laundering and against the financing of terrorism.

These data are for use by Natixis Asset Management Finance’s Compliance Internal Control and Risk department.

Any user supplying personal data therefore expressly authorizes Natixis Asset Management Finance to process the data for the aforementioned purposes.

In accordance with Article 39 and following of law no. 78-17 of 6 January 1978 (amended in 2004) of the French Data Protection Act, any person is entitled to access and, if necessary, correct or delete information relating to him/her by sending an email to LD-DCCIR.NAMFI@namfi.natixis.com

Responsability
Except in the event that it is seriously at fault or negligent, and can be demonstrated to have caused loss or damage as a result, Natixis Asset Management Finance cannot be held responsible for any loss or damage that may result from using this website or the information on it or obtainable through it (notably via links).
Natixis Asset Management Finance can also not be held responsible for any loss or damage resulting from technical failure, interruptions to access to the website, or any problems with your computer or software.
Natixis Asset Management Finance cannot be held responsible for any loss or damage due to viruses, bugs, Trojan horses, etc. that appear on the website despite the precautions taken.

Legal jurisdiction
This website is governed by French law, and only the French courts may deal with any dispute that may arise in relation to this website.